Most people when they sign the documents for their new auto insurance policy usually just gloss over the terms and conditions of the policy.  It is very important that you actually read through the entire document and understand what you policy includes or doesn’t include.  Every car insurance policy includes some exclusions. Many of the exclusions would be extremely frustrating if they happened to you, and you then discovered that you’re not covered by your insurance firm.  Some inclusions insurance companies include are the following.  Insurers typically won’t provide coverage if your truck is taken without your permission by any member of your household or a family member. This includes your spouse or partner, your children, your parents or a long term guest in your house.  Also, earthquakes are typically not covered or letting somebody who is blind drive your car.  You can always choose to take out extra cover such gap insurance which can cover holes in your policy.  Get auto insurance quotes today online.